Terms of Use

Agreement between user and afweb.org

Welcome to afweb.org. This website (the "Site") is comprised of various web pages operated by Anabaptist Financial ("AF"). afweb.org is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of afweb.org constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.


afweb.org describes the services and products available from Anabaptist Financial and its related entities, Anabaptist Foundation, Stewardship Resources, and Open Hands. It also offers information on business topics and resources for business and household use for sale through Stewardship Resources.


Your use of afweb.org is subject to AF's Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

Electronic Communications

Visiting afweb.org or sending emails to AF constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

Your Account

When you purchase products from this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that AF is not responsible for third-party access to your account that results from theft or misappropriation of your account. AF and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.

AF does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use afweb.org only with permission of a parent or guardian.

Links to Third-Party Sites/Third-Party Services

afweb.org may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of AF and AF is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. AF is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by AF of the site or any association with its operators.

No Unlawful or Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferrable, revocable license to access and use afweb.org strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to AF that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of AF or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse-engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. AF content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of AF and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of AF or our licensors except as expressly authorized by these Terms.

Liability Disclaimer

The information, software, products, and services included in or available through the Site may include inaccuracies or typographical errors. Changes are periodically added to the information herein. Anabaptist Financial and/or its suppliers may make improvements and/or changes in the Site at any time.

Anabaptist Financial and/or its suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information or products contained on the site for any purpose. To the maximum extent permitted by applicable law, all such information or products are provided "as is" without warranty or condition of any kind. Anabaptist Financial and/or its suppliers hereby disclaim all warranties and conditions with regard to this information or products, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title and non-infringement.

To the maximum extent permitted by applicable law, in no event shall Anabaptist Financial and/or its suppliers by liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the site, with the delay or inability to use the site or related services, the provision of or failure to provide services, or for any information or products obtained through the site, or otherwise arising out of the use of the site, whether based on contract, tort, negligence, strict liability or otherwise, even if Anabaptist Financial or any of its suppliers has been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may no apply to you. If you are dissatisfied with any portion of the site, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the site.


AF reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice.

Changes to terms

AF reserves the right, in its sole discretion, to change the Terms under which afweb.org is offered. The most current version of the Terms will supercede all previous versions. AF encourages you to periodically review the Terms to stay informed of our updates.

Contact Us

AF welcomes your questions or comments regarding the Terms.

Mailing Address:

Anabaptist Financial
55 Whisper Creek Drive
Lewisburg, PA 17837

Email Address:

[email protected]

Telephone Number:

(800) 653-9817

Effective as of January 01, 2014

Revised October 25, 2019